Hotel Credit Card Reviews
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We are big fans of hotel credit cards. Hotel rewards are easier to redeem than airline rewards, often with no capacity controls so you can use your points to book a room as long as one is available for sale. They also require fewer points to earn valuable rewards, making them great choices for people who are frequent spenders and not quite frequent travelers. Click here to learn more about why we like hotel credit cards.

Starwood Preferred Guest American Express -- EDITORS' CHOICE Best Hotel Credit Card   Annual Fee Intro. Bonus Earning Features Redemption Opportunities No annual fee for the first year and $45 thereafter Earn up to 25,000 Starpoints ®  — enough for up to 6 free nights at a category 1 or 2 hotel. Earn 10,000 points with first purchase -- enough for up to 3 free nights at a Category 1 or 2 hotel. Earn 15,000 additional points if you spend $15,000 in the first 6 months. Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin, and more with no blackout dates Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines Express Approval.  Get a decision in less than 60 seconds. From Starwood Account: Westin, W, Sheraton, Four Points, St. Regis, Le Meridien, and Luxury Collection   VIA Transfer: Air France, Alaska, Alitalia, ANA, American, Asiana, British, Cathay, Continental, Delta, Emirates, Hawaiian, KLM, Lufthansa, Mexicana, Northwest, Qantas, Singapore, US Airways, Virgin   Best for This is the best all-around reward card for many travelers. It's great for people who fly just about every major airline, light hotel guests, and fans of Starwood properties (Sheraton, Westin, W, Four Points, St. Regis, Le Meridien). This card offers better earning power for airline awards than most airline cards, and allows direct transfer to native programs for redemption. It's also excellent for people who don't stay frequently but want to earn points toward valuable hotel nights. The earning power is often higher than other hotel programs for purchases, and hotel nights have no blackouts or inventory restrictions. If there's a room for sale, it's available for points. Upsides  Flexible, no hassle hotel redemption: if there's a room for sale, you can book it at standard point levels. With as little as $3-4000 spent on your card, you can earn a free night at many Starwood properties. Outstanding 10,000 point first purchase bonus gets you 2-3 free nights at many hotels.  Strong airline transfer options, including a special 5,000 point bonus for every 20,000 points transferred to an airline miles account. You're effectively earning 1.25 points per dollar spent when you choose to redeem for airline miles, 25% better than most airline cards. Moreover, you have the flexibility to transfer your points at these generous levels to over 30 airlines in every major alliance. Downsides People who primarily earn points through hotel stays and not purchases will find Starwood is slightly slower at earning rewards than others. However its exceptional flexibility for hotel awards and transfers helps compensate. While most hotel programs dilute transfers to airlines, Starwood enhances them with its 5,000 point bonus. United flyers miss out somewhat, as points are diluted by half, versus a direct 1:1 for nearly all others. Competitive Alternatives Diners Club -- Can transfer points (1250 Diners = 750 Starwood) American Express Membership Rewards -- Can transfer points 3:1

Hilton HHonors® Platinum Credit Card from American Express   Annual Fee Intro. Bonus Earning Features Redemption Opportunities $0 Earn up to 50,000 HHonors® bonus points when you get the Card   Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more Get 3 HHonors bonus points for each eligible dollar you spend everywhere else   No blackout dates Express Approval.  Get a decision in less than 60 seconds. From Hilton Account: Hilton, Doubletree, Garden Inn, Hampton Inn, Embassy Suites, Scandic, Conrad   VIA Transfer: Air Canada, Air China, Air France, Air New Zeland, Alaska, American, Amtrak, ANA, British, Cathay, Continental, Delta, Gulf, Hawaiian, JAL, Jet, LAN, Malaysia, Mexicana, Midwest, Northwest, Qantas, Qatar, Singapore, South AFrican, Southwest, Thai, Virgin Best for This is a decent all around no annual fee card -- and now your points can be used with no blackout dates or capacity restrictions -- if a standard room is available for sale at a Hilton affiliated hotel, you can book it with points . As far as earning power for purchases, this one ranks second to the Starwood for most rewards, except luxury, where the Hilton is slightly more efficient. For earning points through hotel stays, Hilton tends to add up more quickly, as do Marriott and Priority Club. Even if you don't stay frequently, hotel awards tend to give you 2-3% of your purchases back in value versus 1% for most cash back cards, and 1.6% for most domestic airline awards. They are also easier to redeem for a family than airline tickets. And, remember, you don't have to stay at any hotels to earn hotel points...once you get the credit card, you are automatically enrolled in the hotel points program. Upsides No fee, and generous bonuses if you choose to purchase rooms at Hilton and related properties. Also the most efficient way to earn points through purchases for Hiltons if you're looking to top off your account. Hilton is about middle of the pack among hotel chains for value per point earned through card purchases. With as little as $3-4000 spent on your card, you can earn enough points for a free night at many properties. Downsides Hilton point levels are somewhat inflated, so 3 points per $ is similar to 1 point per $ in other hotel programs Point transfers to airline mile accounts generally diluted at 2:1 or more, versus 1:1 for most Starwood --> Airline transfers. Competitive Alternatives Diners Club -- Can transfer points to Hilton (1250 Diners = 2000 Hilton) American Express Membership Rewards-- Can transfer points to Hilton (1000 Amex = 1250 Hilton)