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Best All-Around Card

 



Earn up to 25,000 points -- enough for up to 6 free nights at a category 1 or 2 hotel**

Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin, and more with no blackout dates

No annual fee for the first year and $45 thereafter

Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines 

Express approval. Get a decision in less than 60 seconds.

No annual fee for the first year and $45 thereafter

**Earn 10,000 Starpoints® with your first purchase1 - enough for up to 3 free nights at a Category 1 or 2 hotel.

Plus - earn an additional 15,000 Starpoints when you spend $15,000 in 6 months.

Transfer points to over 30 airline mile programs with the Starwood Preferred Guest Credit Card from American Express


How does airline mile transfer work?
Starwood Hotels has agreements with over 30 airlines to let you convert your Starwood points into miles in the native airline programs of your choice. 



You don't pay any fees for transferring, and can request a transfer either by telephone or on the Starwood website at spg.com. You can generally transfer in 2,500 point increments. On most airlines, 1 point = 1 mile. Starwood also offers an additional benefit: if you transfer in 20,000 point increments, they will provide a 5,000 point bonus, so your 20,000 points turn into 25,000 miles. This is one of the most valuable features of the card and there is no limit to how often you use that bonus.

  

Click here to apply for the card 

What airlines can I transfer my points into miles?

Aeroplan/AirCanada - Varies
Air China Companion - 1 point = 1 mile
Air France Flying Blue - 1 point = 1 mile 

Alaska Airlines Mileage Plan - 1 point = 1 mile 

Alitalia MilleMiglia - 1 point = 1 mile 

All Nippon Airways (ANA) Mileage Club - 1 point = 1 mile 

American Airlines AAdvantage - 1 point = 1 mile 

Asia Miles - 1 point = 1 mile 
Asiana Airlines - 1 point = 1 mile 

British Airways Executive Club - 1 point = 1 mile 

Continental Airlines(R) OnePass - 2 points = 1 mile 

Delta Air Lines SkyMiles - 1 point = 1 mile 

Emirates and Sri Lankan Airlines Skywards - 1 point = 1 mile 

Flying Blue - 1 point = 1 mile 

Hawaiian Airlines  - 1 point = 1 mile 

Japan Airlines (JAL) Mileage Bank  - 1 point = 1 mile 
KLM Flying Blue - 1 point = 1 mile 

LAN LANPASS - 1 point  =  2 miles (good deal)

Lufthansa Miles and More - 1 point = 1 mile 

Mexicana Frecuenta  - 1 point = 1 mile 

Northwest Airlines WorldPerks®  - 1 point = 1 mile 
Qantas Airways Frequent Flyer  - 1 point = 1 mile 

Qatar Airways  - 1 point = 1 mile 

Saudi Arabian Airlines Alfursan  - 1 point = 1 mile 

Singapore Airlines KrisFlyer  - 1 point = 1 mile 

Thai Airways International Royal Orchid Plus  - 1 point = 1 mile 

US Airways Dividend Miles  - 1 point = 1 mile 

United Mileage Plus - 2 points = 1 mile 

VARIG Smiles - 2 points = 1 miles 

Virgin Atlantic Flying Club  - 1 point = 1 mile 

 

What restrictions are there?
Not many. Most airlines limit your transfer to 99,999 points in one day. If you want to transfer more points, simply place your request on a later day. In addition, the name on your Starwood account needs to match the name on the airline mile account you wish to transfer points into. You can still book tickets for a friend or relative -- just put the ticket in their name when you go to redeem your miles at the airline. The miles come out of your account.

Click here to apply for the card 

A lower annual fee than most airline miles cards
The Starwood Preferred Guest credit card has the lowest annual fee of any credit card that offers 1:1 earning into airline miles accounts of major U.S. airlines. With no fee the first year, and just $45 after, it is about half of what most single airline miles cards charge for an annual fee.

You can also use your points for hotels
Points are also good at all Sheraton, Westin, W, Sheraton, St. Regis, Le Meridien, and Four Points hotels with no capacity restrictions. If there's a room to buy, you can book it with points. For many travelers, hotel stays are a better use of points than domestic airline tickets in any program. See our PurchasePower rankings to learn why or see here that theyare great because you don't need many points for great values:

3,000 points = 1 free night at "Category 1" hotels (midpriced, suburban locations)
4,000 points = 1 free night at "Category 2" hotels (metropolitan and many resorts)
7,000 points = 1 free night at "Category 3" hotels (large cities, premium resorts)
10,000 points = 1 free night at "Category 4" hotels (high demand areas, luxury resorts)

20,000 points = free roundtrip U.S. plane ticket when transferred to most airline miles program for redemption

And many other redemption options, including a $100 gift card at Amazon, Nordstrom, Starbucks, and other retailers for 9,500 points.




Annual Fee
No fee the first year, only $45 afterward. The low fee makes this road warrior proven card great for even light travelers looking to earn points just through purchases. 

Point bonuses
10,000 points with first purchase. 5,000 mile bonus for every 20,000 points you transfer to an airline. This makes this card better than most standard airline cards for earning points on your favorite airline...and is why it’s the choice of some of the most seasoned travelers.

Dollars spent before your first reward
$1. With a 10,000 point bonus for your first purchase, you’ve earned two nights at any Category 1 or 2 Starwood hotel...with no restriction.

How to apply  
Click below for a link to the American Express application site.
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