Best All-Around Card   (Also available as a Business credit card. Click here to apply.) 10,000 point first purchase bonus Use points at Sheraton, Westin, W, Four Points, St. Regis, Le Meridien hotels No capacity restrictions on hotel awards (if there's a standard room for sale, you can use points) Transfer points to most airlines at a better than 1:1 ratio (no dilution) Annual fee only $45 (no fee your first year) 15,000 additional point bonus if you spend $15,000 in 6 months.

Transfer points to over 30 airline mile programs with the Starwood Preferred Guest Credit Card from American Express


How does airline mile transfer work?
Starwood Hotels has agreements with over 30 airlines to let you convert your Starwood points into miles in the native airline programs of your choice. 

You don't pay any fees for transferring, and can request a transfer either by telephone or on the Starwood website at spg.com. You can generally transfer in 2,500 point increments. On most airlines, 1 point = 1 mile. Starwood also offers an additional benefit: if you transfer in 20,000 point increments, they will provide a 5,000 point bonus, so your 20,000 points turn into 25,000 miles. This is one of the most valuable features of the card and there is no limit to how often you use that bonus.

 

Click here to learn more about the card at American Express

Click here to apply for the card (personal card) .

Click here to apply for the card (business card) .

What airlines can I transfer my points into miles?

What restrictions are there?
Not many. Most airlines limit your transfer to 99,999 points in one day. If you want to transfer more points, simply place your request on a later day. In addition, the name on your Starwood account needs to match the name on the airline mile account you wish to transfer points into.

Click here to learn more about the card at American Express

Click here to apply for the card (personal card) .

Click here to apply for the card (business card) .

You can also use your points for hotels
Points are also good at all Sheraton, Westin, W, Sheraton, St. Regis, Le Meridien, and Four Points hotels with no capacity restrictions. If there's a room to buy, you can book it with points. For many travelers, hotel stays are a better use of points than domestic airline tickets in any program. See our PurchasePower rankings to learn why or see here that theyare great because you don't need many points for great values:

3,000 points = 1 free night at "Category 1" hotels (midpriced, suburban locations)
4,000 points = 1 free night at "Category 2" hotels (metropolitan and many resorts)
7,000 points = 1 free night at "Category 3" hotels (large cities, premium resorts)
10,000 points = 1 free night at "Category 4" hotels (high demand areas, luxury resorts)

20,000 points = free roundtrip U.S. plane ticket when transferred to most airline miles program for redemption

And many other redemption options, including a $100 gift card at Amazon, Nordstrom, Starbucks, and other retailers for 9,500 points.

Annual Fee
No fee the first year, only $45 afterward. The low fee makes this road warrior proven card great for even light travelers looking to earn points just through purchases. 

Point bonuses
10,000 points with first purchase. 5,000 mile bonus for every 20,000 points you transfer to an airline. This makes this card better than most standard airline cards for earning points on your favorite airline...and is why it’s the choice of some of the most seasoned travelers.

Dollars spent before your first reward
$1. With a 10,000 point bonus for your first purchase, you’ve earned two nights at any Category 1 or 2 Starwood hotel...with no restriction.

How to apply
Click here to apply at American Express for the personal card. If you are a business owner and want a business version of the card click here .